:root {
  color-scheme: light;
  --ink: #18242c;
  --muted: #64717b;
  --line: #d8e1e8;
  --paper: #ffffff;
  --soft: #f5f8fb;
  --blue: #155a8a;
  --blue-deep: #123953;
  --teal: #168073;
  --gold: #c8952e;
  --gold-soft: #fff4d8;
  --danger-soft: #fff1ed;
  --shadow: 0 18px 44px rgba(26, 48, 64, 0.12);
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  min-width: 320px;
  background:
    linear-gradient(180deg, #eef5f9 0%, #ffffff 34%, #f7f9fb 100%),
    repeating-linear-gradient(90deg, rgba(21, 90, 138, 0.05) 0 1px, transparent 1px 80px);
  color: var(--ink);
  font-family:
    "Noto Sans TC",
    "PingFang TC",
    "Microsoft JhengHei",
    system-ui,
    sans-serif;
  line-height: 1.65;
  letter-spacing: 0;
}

a {
  color: inherit;
  text-decoration: none;
}

.site-header {
  position: relative;
  z-index: 10;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  width: min(1160px, calc(100% - 32px));
  min-height: 68px;
  margin: 14px auto 0;
  padding: 10px 14px;
  border: 1px solid rgba(255, 255, 255, 0.82);
  border-radius: 8px;
  background: rgba(255, 255, 255, 0.9);
  box-shadow: 0 10px 28px rgba(27, 56, 76, 0.1);
  backdrop-filter: blur(18px);
}

.site-header.is-compact {
  position: fixed;
  top: 14px;
  right: max(16px, calc((100% - 1160px) / 2));
  left: auto;
  z-index: 30;
  width: auto;
  min-height: 0;
  margin: 0;
  padding: 0;
  border: 0;
  background: transparent;
  box-shadow: none;
  backdrop-filter: none;
}

.site-header.is-compact .brand {
  display: none;
}

.site-header.is-compact .nav-links {
  gap: 0;
  flex-wrap: nowrap;
}

.site-header.is-compact .nav-links a {
  min-height: 40px;
  padding: 0 16px;
  border: 1px solid rgba(171, 205, 229, 0.9);
  border-radius: 8px;
  background: rgba(255, 255, 255, 0.92);
  color: var(--blue-deep);
  box-shadow: 0 10px 26px rgba(22, 56, 80, 0.14);
  backdrop-filter: blur(16px);
  white-space: nowrap;
}

.brand {
  display: inline-flex;
  align-items: center;
  width: 156px;
  flex: 0 0 auto;
}

.brand img {
  display: block;
  width: 148px;
  height: auto;
}

.nav-links {
  display: flex;
  align-items: center;
  justify-content: flex-end;
  gap: 8px;
  flex-wrap: wrap;
  color: #43505a;
  font-size: 14px;
  font-weight: 700;
}

.nav-links a {
  display: inline-flex;
  align-items: center;
  min-height: 38px;
  padding: 0 12px;
  border-radius: 8px;
}

.nav-links a:hover,
.nav-links a:focus-visible {
  background: #e9f2f7;
  outline: none;
}

main {
  padding-bottom: 48px;
}

.home-board,
.cover,
.check-band,
.section-panel,
.legal-note,
.site-footer {
  width: min(1160px, calc(100% - 32px));
  margin-inline: auto;
}

.home-board {
  position: relative;
  overflow: hidden;
  width: min(1360px, calc(100% - 32px));
  margin-top: 18px;
  padding: 26px 26px 30px;
  border: 1px solid #b8d3e7;
  border-radius: 8px;
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.96), rgba(231, 243, 252, 0.96) 58%, rgba(255, 255, 255, 0.98)),
    repeating-linear-gradient(135deg, rgba(21, 90, 138, 0.07) 0 1px, transparent 1px 34px);
  box-shadow: var(--shadow);
}

.home-board::after {
  position: absolute;
  right: -18px;
  bottom: -34px;
  left: -18px;
  height: 76px;
  content: "";
  border-top: 6px solid #f1be44;
  background: linear-gradient(180deg, #0b73d8, #004a9c);
  transform: skewY(-3deg);
  transform-origin: left top;
}

.title-banner {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 96px minmax(0, 1fr) 96px;
  gap: 12px;
  align-items: center;
  min-width: 0;
}

.title-copy {
  min-width: 0;
  text-align: center;
}

.title-copy h1 {
  margin: 6px 0 0;
  color: #113b86;
  font-size: clamp(34px, 3.8vw, 46px);
  font-weight: 950;
  line-height: 1.18;
  overflow-wrap: anywhere;
  text-shadow: 0 3px 0 rgba(255, 255, 255, 0.88);
}

.title-copy h1 span {
  display: block;
}

.shield-mark,
.growth-mark {
  display: grid;
  place-items: center;
  justify-self: center;
}

.shield-mark {
  width: 84px;
  height: 94px;
  border: 7px solid #e9b347;
  border-radius: 44% 44% 48% 48%;
  background: linear-gradient(150deg, #ffd56f, #d08a1e);
  color: #ffffff;
  font-size: 48px;
  font-weight: 950;
  line-height: 1;
  box-shadow: 0 12px 24px rgba(174, 113, 20, 0.22);
}

.growth-mark {
  position: relative;
  width: 94px;
  height: 100px;
}

.growth-mark span {
  position: absolute;
  right: 14px;
  bottom: 12px;
  width: 58px;
  height: 44px;
  border-right: 13px solid #f4b83d;
  border-bottom: 13px solid #f4b83d;
  box-shadow:
    -17px 12px 0 #d89425,
    -34px 24px 0 #bf7f1d;
}

.growth-mark strong {
  position: relative;
  z-index: 1;
  color: #1672d8;
  font-size: 68px;
  line-height: 1;
  text-shadow: 0 4px 0 rgba(5, 64, 143, 0.18);
}

.notice-box {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 54px minmax(0, 1fr);
  gap: 14px;
  align-items: center;
  width: min(780px, 100%);
  min-height: 68px;
  margin: 18px auto 18px;
  padding: 10px 22px;
  border: 2px solid #c03b5e;
  border-radius: 8px;
  background: rgba(255, 255, 255, 0.88);
  color: #d91625;
  font-size: 20px;
  font-weight: 950;
  text-align: center;
}

.notice-box strong {
  display: grid;
  place-items: center;
  width: 44px;
  height: 44px;
  border-radius: 8px;
  background: #e22b2b;
  color: #ffffff;
  font-size: 30px;
  line-height: 1;
}

.notice-box p {
  min-width: 0;
  margin: 0;
  overflow-wrap: anywhere;
}

.notice-box p span {
  display: block;
}

.benefit-grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 12px 16px;
  padding: 16px;
  border-radius: 8px;
  background: rgba(255, 255, 255, 0.82);
  box-shadow: inset 0 0 0 1px rgba(21, 90, 138, 0.12);
}

.benefit-button {
  display: grid;
  grid-template-columns: 88px minmax(0, 1fr);
  gap: 12px;
  align-items: center;
  min-width: 0;
  min-height: 102px;
  padding: 12px;
  border: 2px solid rgba(255, 255, 255, 0.86);
  border-radius: 8px;
  background: linear-gradient(160deg, #0f83ee 0%, #0045a5 100%);
  color: #ffffff;
  cursor: pointer;
  font: inherit;
  text-align: left;
  box-shadow:
    0 10px 20px rgba(10, 76, 153, 0.18),
    inset 0 1px 0 rgba(255, 255, 255, 0.24);
}

.benefit-button:hover,
.benefit-button:focus-visible,
.benefit-button.active {
  border-color: #f3d760;
  outline: none;
  transform: translateY(-1px);
}

.benefit-button.active {
  box-shadow:
    0 13px 24px rgba(10, 76, 153, 0.26),
    0 0 0 3px rgba(243, 215, 96, 0.32);
}

.benefit-icon {
  display: grid;
  place-items: center;
  width: 74px;
  height: 74px;
  border-radius: 50%;
  background:
    linear-gradient(180deg, #ffffff, #edf5ff);
  color: #0d5db9;
  font-size: 34px;
  font-weight: 950;
  line-height: 1;
  box-shadow:
    inset 0 -8px 20px rgba(17, 74, 145, 0.1),
    0 8px 16px rgba(0, 50, 112, 0.2);
}

.benefit-copy {
  display: grid;
  gap: 8px;
  min-width: 0;
}

.benefit-copy strong {
  color: #ffe868;
  font-size: clamp(24px, 2.1vw, 30px);
  font-weight: 950;
  line-height: 1.08;
  overflow-wrap: anywhere;
  text-shadow: 0 2px 0 rgba(25, 50, 90, 0.45);
}

.benefit-copy small {
  display: block;
  color: #ffffff;
  font-size: 17px;
  font-weight: 650;
  line-height: 1.32;
  overflow-wrap: anywhere;
}

.benefit-copy small span {
  display: block;
}

.benefit-detail {
  position: relative;
  z-index: 1;
  display: grid;
  gap: 10px;
  margin: 18px 0 42px;
  padding: 22px 24px;
  border: 1px solid #a9c8dc;
  border-left: 8px solid #f0bd45;
  border-radius: 8px;
  background: rgba(255, 255, 255, 0.92);
}

.detail-label {
  margin: 0;
  color: var(--teal);
  font-size: 14px;
  font-weight: 950;
}

.benefit-detail h2 {
  margin: 0;
  color: var(--blue-deep);
  font-size: clamp(26px, 3vw, 38px);
  line-height: 1.25;
}

.benefit-detail p {
  margin: 0;
  color: #4f5e68;
  font-size: 18px;
}

.detail-body {
  min-width: 0;
}

.installment-layout {
  display: grid;
  gap: 18px;
  margin-top: 10px;
}

.installment-hero {
  overflow: hidden;
  border: 1px solid #9fc9ea;
  border-radius: 8px;
  background: #ffffff;
}

.installment-hero h3 {
  margin: 0;
  padding: 14px 18px;
  background: linear-gradient(180deg, #087be6, #004fb4);
  color: #ffffff;
  font-size: 22px;
  font-weight: 950;
  text-align: center;
}

.installment-setting-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.installment-setting-grid article {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: 10px;
  align-items: center;
  min-width: 0;
  padding: 12px 18px;
  border-right: 1px solid #bcd9e8;
}

.installment-setting-grid article:last-child {
  border-right: 0;
}

.installment-setting-grid span {
  color: #172d47;
  font-size: 16px;
  font-weight: 850;
}

.installment-setting-grid strong {
  color: #0c59b5;
  font-size: 21px;
  font-weight: 950;
}

.installment-rate-band {
  display: grid;
  grid-template-columns: minmax(110px, 0.28fr) minmax(0, 1fr) minmax(160px, 0.28fr);
  gap: 14px;
  align-items: center;
  padding: 13px 18px;
  border: 1px solid #bcd9e8;
  border-radius: 8px;
  background: linear-gradient(90deg, #f5fbff, #ffffff);
}

.installment-rate-band span,
.installment-rate-band small {
  color: #31404b;
  font-size: 15px;
  font-weight: 850;
}

.installment-rate-band strong {
  color: var(--blue-deep);
  font-size: 19px;
  font-weight: 950;
  text-align: center;
}

.installment-rate-band b {
  display: inline-block;
  padding: 2px 12px;
  border: 1px solid #d6a245;
  border-radius: 6px;
  background: #fff4d8;
  color: #0c59b5;
  font-size: 22px;
}

.installment-rate-band small {
  text-align: right;
}

.installment-content {
  display: grid;
  grid-template-columns: 1fr;
  gap: 16px;
  align-items: stretch;
}

.installment-table {
  min-width: 0;
  table-layout: fixed;
}

.installment-table th {
  font-size: 12px;
  line-height: 1.25;
}

.installment-table td {
  padding: 7px 5px;
  font-size: 13px;
}

.installment-table tbody tr.emphasis-row td {
  background: #ffe0a8;
  color: #d64b0c;
  font-weight: 950;
}

.installment-side {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
}

.installment-feature-card {
  display: grid;
  align-content: start;
  min-width: 0;
  min-height: 220px;
  padding: 22px;
  border: 1px solid #aacbe4;
  border-radius: 8px;
  background: linear-gradient(180deg, #f4fbff, #ffffff);
}

.installment-feature-card.green {
  border-color: #a9d5af;
  background: linear-gradient(180deg, #f4fff4, #ffffff);
}

.installment-feature-card span {
  color: #0c59b5;
  font-size: 15px;
  font-weight: 950;
}

.installment-feature-card.green span {
  color: #16803e;
}

.installment-feature-card h3 {
  margin: 4px 0 14px;
  color: var(--blue-deep);
  font-size: 24px;
  font-weight: 950;
  line-height: 1.22;
}

.installment-feature-card.green h3 {
  color: #146d32;
}

.benefit-detail .installment-feature-card p {
  margin: 0;
  color: #263845;
  font-size: 18px;
  font-weight: 760;
  line-height: 1.75;
}

.interest-layout {
  display: grid;
  gap: 18px;
  margin-top: 10px;
}

.interest-rate-band {
  display: grid;
  grid-template-columns: minmax(110px, 0.24fr) minmax(0, 1fr) minmax(160px, 0.24fr);
  gap: 14px;
  align-items: center;
  padding: 13px 18px;
  border: 1px solid #bcd9e8;
  border-radius: 8px;
  background: linear-gradient(90deg, #f5fbff, #ffffff);
}

.interest-rate-band span,
.interest-rate-band small {
  color: #31404b;
  font-size: 15px;
  font-weight: 850;
}

.interest-rate-band strong {
  color: var(--blue-deep);
  font-size: 19px;
  font-weight: 950;
  text-align: center;
}

.interest-rate-band b {
  display: inline-block;
  padding: 2px 12px;
  border: 1px solid #d6a245;
  border-radius: 6px;
  background: #fff4d8;
  color: #a71919;
  font-size: 22px;
}

.interest-rate-band small {
  text-align: right;
}

.interest-content {
  display: grid;
  grid-template-columns: 1fr;
  gap: 16px;
  align-items: stretch;
}

.interest-table {
  min-width: 0;
  table-layout: fixed;
}

.interest-table th {
  font-size: 11px;
  line-height: 1.18;
}

.interest-table .interest-group-row th:nth-child(-n + 3) {
  background: linear-gradient(180deg, #7c5fcd, #4b3198);
}

.interest-table .interest-group-row th:nth-child(4),
.interest-table thead tr:nth-child(2) th:nth-child(-n + 2) {
  background: linear-gradient(180deg, #a9e5a6, #50a767);
  color: #102d1d;
}

.interest-table .interest-group-row th:nth-child(5),
.interest-table thead tr:nth-child(2) th:nth-child(n + 3) {
  background: linear-gradient(180deg, #ffd980, #e0a945);
  color: #162738;
}

.interest-table td {
  padding: 6px 4px;
  font-size: 12px;
}

.interest-table tbody tr.emphasis-row td {
  background: #ffe0a8;
  color: #bd4310;
  font-weight: 950;
}

.interest-side {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
}

.interest-feature-card {
  min-width: 0;
  padding: 22px;
  border: 1px solid #aacbe4;
  border-radius: 8px;
  background: linear-gradient(180deg, #f4fbff, #ffffff);
}

.interest-feature-card.green {
  border-color: #a9d5af;
  background: linear-gradient(180deg, #f4fff4, #ffffff);
}

.interest-feature-card.emphasis {
  display: grid;
  align-content: center;
  min-height: 160px;
  text-align: center;
}

.interest-feature-card span {
  display: block;
  color: #123f88;
  font-size: 22px;
  font-weight: 950;
  line-height: 1.25;
}

.interest-feature-card.green span {
  color: #146d32;
}

.interest-feature-card h3 {
  margin: 4px 0 14px;
  color: var(--blue-deep);
  font-size: 24px;
  font-weight: 950;
}

.interest-feature-card ul {
  display: grid;
  gap: 8px;
  margin: 0;
  padding-left: 20px;
  color: #162738;
  font-size: 17px;
  font-weight: 780;
  line-height: 1.55;
}

.benefit-detail .interest-feature-card p {
  margin-top: 14px;
  color: #162738;
  font-size: 18px;
  font-weight: 780;
  line-height: 1.65;
}

.interest-feature-card small {
  display: block;
  margin-top: 4px;
  color: #3f5363;
  font-size: 14px;
  font-weight: 850;
}

.interest-feature-card strong {
  display: block;
  margin-top: 8px;
  color: #bd2b10;
  font-size: clamp(30px, 3.2vw, 44px);
  font-weight: 950;
  line-height: 1.05;
}

.waiver-layout {
  display: grid;
  gap: 18px;
  margin-top: 10px;
}

.waiver-condition-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
}

.waiver-condition-card {
  min-width: 0;
  overflow: hidden;
  border: 1px solid #b9aae7;
  border-radius: 8px;
  background: linear-gradient(180deg, #ffffff, #fbf9ff);
}

.waiver-condition-card span {
  display: block;
  padding: 10px 16px;
  background: linear-gradient(180deg, #6749bd, #462c91);
  color: #ffffff;
  font-size: 16px;
  font-weight: 950;
}

.waiver-condition-card h3 {
  margin: 16px 16px 8px;
  color: #2f2268;
  font-size: 21px;
  font-weight: 950;
  line-height: 1.3;
}

.benefit-detail .waiver-condition-card p {
  margin: 0;
  padding: 0 16px 18px;
  color: #2f3340;
  font-size: 16px;
  font-weight: 680;
  line-height: 1.85;
}

.waiver-rate-band {
  display: grid;
  grid-template-columns: minmax(110px, 0.28fr) minmax(0, 1fr) minmax(160px, 0.28fr);
  gap: 14px;
  align-items: center;
  padding: 13px 18px;
  border: 1px solid #c8b9ee;
  border-radius: 8px;
  background: linear-gradient(90deg, #fbf8ff, #ffffff);
}

.waiver-rate-band span,
.waiver-rate-band small {
  color: #31404b;
  font-size: 15px;
  font-weight: 850;
}

.waiver-rate-band strong {
  color: #2f2268;
  font-size: 19px;
  font-weight: 950;
  text-align: center;
}

.waiver-rate-band b {
  display: inline-block;
  padding: 2px 12px;
  border: 1px solid #d6a245;
  border-radius: 6px;
  background: #fff4d8;
  color: #2f2268;
  font-size: 22px;
}

.waiver-rate-band small {
  text-align: right;
}

.waiver-content {
  display: grid;
  grid-template-columns: 1fr;
  gap: 16px;
  align-items: stretch;
}

.waiver-table {
  min-width: 0;
  table-layout: fixed;
}

.waiver-table th {
  background: linear-gradient(180deg, #7c5fcd, #4b3198);
  font-size: 12px;
  line-height: 1.25;
}

.waiver-table td {
  padding: 8px 6px;
  font-size: 13px;
}

.waiver-table th:nth-child(6),
.waiver-table td:nth-child(6) {
  width: 18%;
}

.waiver-table tbody tr.emphasis-row td {
  background: #ffe0a8;
  color: #bd4310;
  font-weight: 950;
}

.waiver-side {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
}

.waiver-feature-card {
  display: grid;
  align-content: start;
  min-width: 0;
  min-height: 210px;
  padding: 24px;
  border: 1px solid #aacbe4;
  border-radius: 8px;
  background: linear-gradient(180deg, #f4fbff, #ffffff);
}

.waiver-feature-card.green {
  border-color: #a9d5af;
  background: linear-gradient(180deg, #f4fff4, #ffffff);
}

.waiver-feature-card span {
  color: #123f88;
  font-size: 25px;
  font-weight: 950;
  line-height: 1.25;
}

.waiver-feature-card.green span {
  color: #146d32;
}

.benefit-detail .waiver-feature-card p {
  margin-top: 18px;
  color: #162738;
  font-size: 20px;
  font-weight: 780;
  line-height: 1.65;
}

.growth-layout {
  display: grid;
  gap: 18px;
  margin-top: 10px;
}

.growth-rate-band {
  display: grid;
  grid-template-columns: minmax(110px, 0.24fr) minmax(0, 1fr) minmax(160px, 0.24fr);
  gap: 14px;
  align-items: center;
  padding: 13px 18px;
  border: 1px solid #b8dca9;
  border-radius: 8px;
  background: linear-gradient(90deg, #f6fff3, #ffffff);
}

.growth-rate-band span,
.growth-rate-band small {
  color: #31404b;
  font-size: 15px;
  font-weight: 850;
}

.growth-rate-band strong {
  color: #164d2c;
  font-size: 19px;
  font-weight: 950;
  text-align: center;
}

.growth-rate-band b {
  display: inline-block;
  padding: 2px 12px;
  border: 1px solid #d6a245;
  border-radius: 6px;
  background: #fff4d8;
  color: #a71919;
  font-size: 22px;
}

.growth-rate-band small {
  text-align: right;
}

.growth-table {
  min-width: 0;
  table-layout: fixed;
}

.growth-table th {
  background: linear-gradient(180deg, #66c184, #1d8045);
  font-size: 10px;
  line-height: 1.12;
}

.growth-table .growth-group-row th:nth-child(-n + 4) {
  background: linear-gradient(180deg, #7c5fcd, #4b3198);
}

.growth-table .growth-group-row th:nth-child(5),
.growth-table thead tr:nth-child(2) th:nth-child(-n + 3) {
  background: linear-gradient(180deg, #77c8f2, #2693d3);
}

.growth-table .growth-group-row th:nth-child(6),
.growth-table thead tr:nth-child(2) th:nth-child(n + 4):nth-child(-n + 6) {
  background: linear-gradient(180deg, #fff4a4, #e3bd3c);
  color: #162738;
}

.growth-table td {
  padding: 5px 3px;
  font-size: 11px;
}

.growth-table tbody tr.emphasis-row td {
  background: #ffe0a8;
  color: #bd4310;
  font-weight: 950;
}

.growth-summary-strip {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 0;
  overflow: hidden;
  border: 1px solid #b6d1ee;
  border-radius: 8px;
  background: linear-gradient(180deg, #ffffff, #f3f9ff);
}

.growth-summary-strip article {
  display: grid;
  align-content: center;
  min-width: 0;
  min-height: 132px;
  padding: 22px 26px;
  border-right: 1px solid #cbd8e6;
  text-align: center;
}

.growth-summary-strip article:last-child {
  border-right: 0;
}

.growth-summary-strip span {
  color: var(--blue-deep);
  font-size: 19px;
  font-weight: 900;
  line-height: 1.35;
}

.growth-summary-strip strong {
  display: block;
  margin-top: 4px;
  color: #a71919;
  font-size: clamp(32px, 4vw, 54px);
  font-weight: 950;
  line-height: 1.05;
}

.growth-summary-strip small {
  display: block;
  margin-top: 8px;
  color: #64717b;
  font-size: 13px;
  font-weight: 750;
}

.annuity-layout {
  display: grid;
  gap: 18px;
  margin-top: 10px;
}

.annuity-rate-band {
  display: grid;
  grid-template-columns: minmax(110px, 0.24fr) minmax(0, 1fr) minmax(160px, 0.24fr);
  gap: 14px;
  align-items: center;
  padding: 13px 18px;
  border: 1px solid #b8dca9;
  border-radius: 8px;
  background: linear-gradient(90deg, #f6fff3, #ffffff);
}

.annuity-rate-band span,
.annuity-rate-band small {
  color: #31404b;
  font-size: 15px;
  font-weight: 850;
}

.annuity-rate-band strong {
  color: #164d2c;
  font-size: 19px;
  font-weight: 950;
  text-align: center;
}

.annuity-rate-band b {
  display: inline-block;
  padding: 2px 12px;
  border: 1px solid #d6a245;
  border-radius: 6px;
  background: #fff4d8;
  color: #a71919;
  font-size: 22px;
}

.annuity-rate-band small {
  text-align: right;
}

.annuity-content {
  display: grid;
  grid-template-columns: 1fr;
  gap: 16px;
  align-items: stretch;
}

.annuity-table {
  min-width: 0;
  table-layout: fixed;
}

.annuity-col-tiny {
  width: 4%;
}

.annuity-col-premium {
  width: 7%;
}

.annuity-col-surrender {
  width: 6.5%;
}

.annuity-col-rate {
  width: 7.2%;
}

.annuity-col-guarantee {
  width: 5.7%;
}

.annuity-table th {
  padding: 5px 2px;
  background: linear-gradient(180deg, #91d787, #52ad48);
  color: #132416;
  font-size: 9px;
  line-height: 1.1;
}

.annuity-table .annuity-title-row th {
  padding: 7px 8px;
  background: linear-gradient(180deg, #dceff9, #b7ddf0);
  color: #172742;
  font-size: 13px;
}

.annuity-table .annuity-group-row th:nth-child(-n + 4) {
  background: linear-gradient(180deg, #dcf3d6, #b9e7af);
}

.annuity-table .annuity-group-row th:nth-child(5),
.annuity-table .annuity-group-row th:nth-child(6) {
  background: linear-gradient(180deg, #d5f0ff, #9ed7f4);
}

.annuity-table .annuity-group-row th:nth-child(7),
.annuity-table thead tr:nth-child(3) th:nth-child(-n + 3) {
  background: linear-gradient(180deg, #dbf6ff, #bdeaff);
  color: #172742;
}

.annuity-table .annuity-group-row th:nth-child(8),
.annuity-table thead tr:nth-child(3) th:nth-child(n + 4):nth-child(-n + 6) {
  background: linear-gradient(180deg, #fff5a3, #ebc64d);
  color: #172742;
}

.annuity-table .annuity-group-row th:nth-child(9),
.annuity-table thead tr:nth-child(3) th:nth-child(n + 7) {
  background: linear-gradient(180deg, #ccf3c1, #8bd678);
  color: #132416;
}

.annuity-table .annuity-group-row th:last-child {
  background: linear-gradient(180deg, #f9a8cf, #e576ae);
  color: #172742;
}

.annuity-table td {
  padding: 4px 2px;
  font-size: 10px;
  line-height: 1.1;
}

.annuity-table tbody td:first-child {
  text-align: center;
}

.annuity-table tbody tr.emphasis-row td {
  background: #ffe0a8;
  color: #bd4310;
  font-weight: 950;
}

.annuity-table tbody tr.separator-row td {
  color: #5a6974;
  font-weight: 850;
}

.annuity-side {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
}

.annuity-feature-card {
  min-width: 0;
  padding: 22px;
  border: 1px solid #aacbe4;
  border-radius: 8px;
  background: linear-gradient(180deg, #f4fbff, #ffffff);
}

.annuity-feature-card.green {
  border-color: #a9d5af;
  background: linear-gradient(180deg, #f4fff4, #ffffff);
}

.annuity-feature-card.emphasis {
  display: grid;
  align-content: center;
  min-height: 160px;
  text-align: center;
}

.annuity-feature-card span {
  display: block;
  color: #123f88;
  font-size: 22px;
  font-weight: 950;
  line-height: 1.25;
}

.annuity-feature-card.green span {
  color: #146d32;
}

.annuity-feature-card ul {
  display: grid;
  gap: 8px;
  margin: 14px 0 0;
  padding-left: 20px;
  color: #162738;
  font-size: 17px;
  font-weight: 780;
  line-height: 1.55;
}

.benefit-detail .annuity-feature-card p {
  margin-top: 14px;
  color: #162738;
  font-size: 18px;
  font-weight: 780;
  line-height: 1.65;
}

.annuity-feature-card p strong {
  color: #bd2b10;
  font-weight: 950;
}

.annuity-feature-card small {
  display: block;
  margin-top: 4px;
  color: #3f5363;
  font-size: 14px;
  font-weight: 850;
}

.annuity-feature-card > strong {
  display: block;
  margin-top: 8px;
  color: #bd2b10;
  font-size: clamp(30px, 3.2vw, 44px);
  font-weight: 950;
  line-height: 1.05;
}

.late-five-layout {
  display: grid;
  gap: 18px;
  margin-top: 10px;
}

.late-five-product-table th {
  font-size: 12px;
}

.late-five-product-table td {
  padding: 7px 5px;
  font-size: 13px;
}

.late-five-product-table tbody td:first-child {
  text-align: left;
}

.late-five-rate-band b {
  color: #a71919;
}

.late-five-table th {
  font-size: 10px;
}

.late-five-table td {
  padding: 5px 3px;
  font-size: 11px;
}

.late-five-table tbody td:first-child {
  text-align: center;
}

.late-five-summary-strip article:nth-child(2) strong,
.late-five-summary-strip article:nth-child(3) strong {
  color: #bd1f26;
}

.late-five-summary-strip .late-five-gap {
  display: inline-flex;
  align-items: baseline;
  justify-content: center;
  gap: 10px;
  max-width: 100%;
  white-space: nowrap;
  font-size: clamp(30px, 3.1vw, 42px);
}

.late-five-gap em,
.late-five-gap b {
  font-style: normal;
  font-weight: 950;
}

.simple-feature-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
  margin-top: 10px;
}

.simple-feature-grid article {
  min-width: 0;
  padding: 22px;
  border: 1px solid #b7d5eb;
  border-radius: 8px;
  background: linear-gradient(180deg, #ffffff, #f2f9ff);
}

.simple-feature-grid span {
  display: block;
  color: #123f88;
  font-size: 22px;
  font-weight: 950;
  line-height: 1.25;
}

.benefit-detail .simple-feature-grid p {
  margin-top: 12px;
  color: #243846;
  font-size: 18px;
  font-weight: 760;
  line-height: 1.65;
}

.rate-feature-grid article:nth-child(2) {
  border-color: #a9d5af;
  background: linear-gradient(180deg, #f4fff4, #ffffff);
}

.rate-feature-grid article:nth-child(2) span {
  color: #146d32;
}

.currency-layout {
  display: grid;
  gap: 16px;
  margin-top: 10px;
}

.currency-chart-card,
.currency-explain-card {
  min-width: 0;
  padding: 18px;
  border: 1px solid #b7d5eb;
  border-radius: 8px;
  background: linear-gradient(180deg, #ffffff, #f2f9ff);
}

.currency-chart-heading {
  display: flex;
  align-items: end;
  justify-content: space-between;
  gap: 16px;
  margin-bottom: 12px;
}

.currency-chart-heading span,
.currency-explain-card h3 {
  color: var(--teal);
  font-size: 14px;
  font-weight: 950;
}

.currency-chart-heading h3,
.currency-explain-card h3 {
  margin: 4px 0 0;
  color: var(--blue-deep);
  font-size: 24px;
  font-weight: 950;
  line-height: 1.25;
}

.currency-chart-heading strong {
  flex: 0 0 auto;
  color: #bd1f26;
  font-size: 24px;
  font-weight: 950;
  line-height: 1.15;
}

.currency-chart-svg {
  display: block;
  width: 100%;
  height: auto;
}

.currency-chart-bg {
  fill: #ffffff;
}

.currency-chart-grid {
  stroke: #d6e6f1;
  stroke-width: 1;
}

.currency-chart-axis {
  fill: #60707c;
  font-size: 12px;
  font-weight: 750;
}

.currency-chart-average {
  stroke: #d49a22;
  stroke-dasharray: 7 7;
  stroke-width: 2;
}

.currency-chart-average-label {
  fill: #9b6d12;
  font-size: 13px;
  font-weight: 900;
}

.currency-chart-line {
  fill: none;
  stroke: #0b62c3;
  stroke-linecap: round;
  stroke-linejoin: round;
  stroke-width: 4;
}

.currency-chart-dot {
  fill: #ffffff;
  stroke: #0b62c3;
  stroke-width: 2;
}

.currency-chart-highlight {
  fill: #bd1f26;
  stroke: #ffffff;
  stroke-width: 2;
}

.currency-chart-highlight.low {
  fill: #16803e;
}

.currency-summary-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 12px;
}

.currency-summary-grid article {
  min-width: 0;
  padding: 16px 18px;
  border: 1px solid #b7d5eb;
  border-radius: 8px;
  background: #ffffff;
}

.currency-summary-grid span {
  display: block;
  color: #64717b;
  font-size: 14px;
  font-weight: 850;
}

.currency-summary-grid strong {
  display: block;
  margin-top: 4px;
  color: #0c59b5;
  font-size: 24px;
  font-weight: 950;
}

.currency-explain-card h3 {
  color: var(--blue-deep);
}

.benefit-detail .currency-explain-card p {
  color: #243846;
  font-size: 18px;
  font-weight: 760;
  line-height: 1.75;
}

.currency-explain-card small {
  display: block;
  margin-top: 10px;
  color: #697681;
  font-size: 13px;
  font-weight: 780;
}

.detail-next-row {
  display: flex;
  justify-content: flex-end;
  margin-top: 16px;
}

.next-benefit-button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 46px;
  padding: 0 18px;
  border: 0;
  border-radius: 8px;
  background: linear-gradient(180deg, #087be6, #004fb4);
  color: #ffffff;
  cursor: pointer;
  font: inherit;
  font-size: 16px;
  font-weight: 950;
  box-shadow: 0 12px 24px rgba(10, 76, 153, 0.2);
}

.next-benefit-button:hover,
.next-benefit-button:focus-visible {
  background: linear-gradient(180deg, #0d8cff, #005dcd);
  outline: none;
}

.first-year-layout {
  display: grid;
  gap: 18px;
  margin-top: 10px;
}

.exchange-rate-panel {
  display: grid;
  grid-template-columns: minmax(110px, 0.4fr) minmax(0, 1fr) minmax(230px, 0.7fr);
  gap: 14px;
  align-items: center;
  padding: 14px 18px;
  border: 1px solid #bcd9e8;
  border-radius: 8px;
  background: linear-gradient(90deg, #eef8ff, #ffffff);
}

.exchange-rate-panel span {
  color: var(--teal);
  font-size: 16px;
  font-weight: 950;
}

.exchange-rate-panel strong {
  color: var(--blue-deep);
  font-size: 26px;
  font-weight: 950;
  line-height: 1.15;
}

.exchange-rate-link {
  color: #627484;
  font-size: 14px;
  font-weight: 780;
  text-align: right;
  text-decoration: underline;
  text-underline-offset: 3px;
}

.exchange-rate-link:hover,
.exchange-rate-link:focus-visible {
  color: #0c59b5;
  outline: none;
}

.exchange-rate-form {
  display: grid;
  grid-column: 1 / -1;
  grid-template-columns: auto minmax(120px, 170px) auto minmax(0, 1fr);
  gap: 8px;
  align-items: center;
  padding-top: 10px;
  border-top: 1px solid rgba(188, 217, 232, 0.76);
}

.exchange-rate-form label {
  color: #2f566c;
  font-size: 14px;
  font-weight: 900;
  white-space: nowrap;
}

.exchange-rate-form input {
  width: 100%;
  min-height: 40px;
  padding: 0 12px;
  border: 1px solid #9fc5dd;
  border-radius: 8px;
  background: #ffffff;
  color: var(--blue-deep);
  font: inherit;
  font-size: 18px;
  font-weight: 900;
}

.exchange-rate-form input:focus {
  border-color: #087be6;
  outline: 3px solid rgba(8, 123, 230, 0.15);
}

.exchange-rate-form button {
  min-height: 40px;
  padding: 0 16px;
  border: 0;
  border-radius: 8px;
  background: linear-gradient(180deg, #087be6, #0056be);
  color: #ffffff;
  cursor: pointer;
  font: inherit;
  font-size: 15px;
  font-weight: 950;
}

.exchange-rate-form button:hover,
.exchange-rate-form button:focus-visible {
  background: linear-gradient(180deg, #0d8cff, #0062d6);
  outline: none;
}

.exchange-rate-form small {
  color: #667682;
  font-size: 13px;
  font-weight: 780;
}

.exchange-rate-form small.is-error {
  color: #c82424;
}

.highlight-strip {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 12px;
}

.highlight-strip article {
  min-width: 0;
  padding: 16px 18px;
  border: 1px solid #b7d5eb;
  border-radius: 8px;
  background: linear-gradient(180deg, #ffffff, #edf7ff);
  box-shadow: 0 8px 20px rgba(18, 67, 119, 0.08);
}

.highlight-strip span,
.info-card h3 {
  display: block;
  color: var(--blue-deep);
  font-size: 16px;
  font-weight: 950;
}

.highlight-strip strong {
  display: block;
  margin-top: 4px;
  color: #0c59b5;
  font-size: clamp(28px, 3vw, 40px);
  font-weight: 950;
  line-height: 1.05;
}

.highlight-strip small {
  display: block;
  margin-top: 6px;
  color: #667684;
  font-size: 14px;
  font-weight: 750;
}

.info-row {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1.1fr) minmax(0, 1.1fr);
  gap: 12px;
}

.info-card {
  min-width: 0;
  padding: 18px;
  border: 1px solid #c7dceb;
  border-radius: 8px;
  background: #ffffff;
}

.info-card h3 {
  margin: 0 0 12px;
}

.info-card dl {
  display: grid;
  gap: 8px;
  margin: 0;
}

.info-card dl div {
  display: grid;
  grid-template-columns: minmax(96px, 0.55fr) minmax(0, 1fr);
  gap: 8px;
  align-items: center;
  padding: 8px 0;
  border-bottom: 1px solid #e4edf4;
}

.info-card dl div:last-child {
  border-bottom: 0;
}

.info-card dt {
  color: #687784;
  font-size: 14px;
  font-weight: 850;
}

.info-card dd {
  margin: 0;
  color: #172d47;
  font-size: 17px;
  font-weight: 900;
}

.accent-card {
  border-color: #efc268;
  background: linear-gradient(180deg, #fffaf0, #ffffff);
}

.benefit-detail .accent-card p {
  margin: 0;
  color: #31404b;
  font-size: 17px;
}

.accent-card strong {
  color: #bd1f26;
  font-size: 1.25em;
  font-weight: 950;
}

.product-table-wrap {
  overflow-x: visible;
  border: 1px solid #9fc9ea;
  border-radius: 8px;
  background: #ffffff;
}

.product-table {
  width: 100%;
  min-width: 0;
  border-collapse: collapse;
  color: #142742;
  font-variant-numeric: tabular-nums;
  table-layout: fixed;
}

.product-table th,
.product-table td {
  padding: 8px 6px;
  border: 1px solid #c3daf0;
  vertical-align: middle;
  text-align: center;
  overflow-wrap: anywhere;
}

.product-table th {
  background: linear-gradient(180deg, #087be6, #004fb4);
  color: #ffffff;
  font-size: 13px;
  font-weight: 950;
  line-height: 1.25;
}

.product-table tbody td:first-child {
  max-width: none;
  text-align: left;
  font-weight: 850;
}

.product-table tbody td {
  background: #f8fbff;
  font-size: 14px;
  font-weight: 760;
  line-height: 1.25;
}

.product-table tfoot th {
  text-align: right;
}

.product-table tfoot td {
  background: #eff7ff;
  color: #0b57b3;
  font-size: 20px;
  font-weight: 950;
}

.benefit-detail .detail-disclaimer {
  margin: 0;
  padding: 12px 14px;
  border-left: 5px solid #f0bd45;
  background: #fff9ea;
  color: #5d5037;
  font-size: 14px;
}

.cover {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(330px, 0.62fr);
  gap: 32px;
  align-items: center;
  min-height: calc(100vh - 96px);
  padding: 48px 0 38px;
}

.cover-copy {
  padding: 28px 0;
}

.eyebrow,
.section-kicker,
.card-label,
.talk-label {
  margin: 0;
  color: var(--teal);
  font-size: 13px;
  font-weight: 900;
  letter-spacing: 0;
  text-transform: uppercase;
}

.cover h1,
.section-heading h2,
.check-band h2 {
  margin: 10px 0 0;
  color: var(--blue-deep);
  line-height: 1.12;
  letter-spacing: 0;
}

.cover h1 {
  max-width: 780px;
  font-size: clamp(44px, 6.4vw, 76px);
  font-weight: 950;
}

.cover-text {
  max-width: 720px;
  margin: 22px 0 0;
  color: #4d5c66;
  font-size: 20px;
}

.cover-actions {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  margin-top: 28px;
}

.primary-action,
.secondary-action {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  padding: 0 20px;
  border-radius: 8px;
  font-weight: 900;
}

.primary-action {
  background: var(--blue);
  color: #ffffff;
  box-shadow: 0 12px 24px rgba(21, 90, 138, 0.2);
}

.secondary-action {
  border: 1px solid #b7ccd9;
  background: rgba(255, 255, 255, 0.78);
  color: var(--blue-deep);
}

.brief-board {
  position: relative;
  overflow: hidden;
  min-height: 430px;
  padding: 28px;
  border: 1px solid rgba(216, 225, 232, 0.95);
  border-radius: 8px;
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.96), rgba(245, 248, 251, 0.96)),
    repeating-linear-gradient(0deg, rgba(21, 90, 138, 0.07) 0 1px, transparent 1px 38px);
  box-shadow: var(--shadow);
}

.brief-board::before {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 10px;
  content: "";
  background: linear-gradient(90deg, var(--blue), var(--teal), var(--gold));
}

.board-header {
  display: grid;
  gap: 8px;
  padding: 22px 0 28px;
  border-bottom: 1px solid var(--line);
}

.board-header span {
  color: var(--gold);
  font-size: 52px;
  font-weight: 950;
  line-height: 1;
}

.board-header strong {
  color: var(--blue-deep);
  font-size: 28px;
  line-height: 1.2;
}

.status-list {
  display: grid;
  gap: 12px;
  margin: 24px 0 0;
}

.status-list div {
  display: grid;
  grid-template-columns: 92px minmax(0, 1fr);
  gap: 12px;
  align-items: baseline;
  padding: 10px 0;
  border-bottom: 1px solid #e6edf2;
}

.status-list dt {
  color: #697681;
  font-size: 14px;
  font-weight: 800;
}

.status-list dd {
  margin: 0;
  color: #22313c;
  font-weight: 900;
}

.board-note {
  margin: 24px 0 0;
  padding: 14px 16px;
  border-left: 5px solid var(--gold);
  background: var(--gold-soft);
  color: #5c4a21;
  font-size: 15px;
}

.check-band,
.section-panel,
.legal-note {
  margin-top: 26px;
  padding: 34px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: rgba(255, 255, 255, 0.88);
  box-shadow: 0 12px 32px rgba(32, 58, 76, 0.08);
}

.check-band h2,
.section-heading h2 {
  font-size: clamp(28px, 3.5vw, 42px);
  font-weight: 950;
}

.section-heading {
  max-width: 850px;
}

.section-heading.compact {
  max-width: 680px;
}

.section-heading p:not(.section-kicker) {
  margin: 14px 0 0;
  color: var(--muted);
  font-size: 18px;
}

.checklist {
  display: grid;
  grid-template-columns: repeat(5, minmax(150px, 1fr));
  gap: 12px;
  margin-top: 24px;
}

.checklist span {
  display: flex;
  align-items: center;
  min-height: 78px;
  padding: 14px 16px;
  border: 1px solid #d6e5ed;
  border-radius: 8px;
  background: #f8fbfd;
  color: #253541;
  font-weight: 850;
}

.legal-note {
  display: grid;
  grid-template-columns: 92px minmax(0, 1fr);
  gap: 18px;
  align-items: start;
  border-color: #f2cbbb;
  background: var(--danger-soft);
  box-shadow: none;
}

.legal-note strong {
  color: #9b3f25;
  font-size: 20px;
}

.legal-note p {
  margin: 0;
  color: #6f4a3e;
}

.site-footer {
  display: grid;
  gap: 4px;
  padding: 30px 0 42px;
  color: #53606a;
  text-align: center;
}

.site-footer strong {
  color: var(--blue-deep);
}

@media (max-width: 1100px) {
  .site-header {
    min-height: 54px;
    margin-top: 8px;
    padding: 6px 10px;
  }

  .brand {
    width: 128px;
  }

  .brand img {
    width: 122px;
  }

  .nav-links {
    font-size: 13px;
  }

  .nav-links a {
    min-height: 32px;
    padding: 0 9px;
  }

  .home-board {
    margin-top: 12px;
    padding: 16px 20px 24px;
  }

  .title-banner {
    grid-template-columns: 76px minmax(0, 1fr) 86px;
    gap: 12px;
  }

  .title-copy h1 {
    font-size: 36px;
    line-height: 1.14;
  }

  .shield-mark {
    width: 64px;
    height: 72px;
    border-width: 5px;
    font-size: 38px;
  }

  .growth-mark {
    width: 78px;
    height: 78px;
  }

  .growth-mark strong {
    font-size: 54px;
  }

  .growth-mark span {
    right: 12px;
    bottom: 10px;
    width: 48px;
    height: 38px;
    border-right-width: 12px;
    border-bottom-width: 12px;
    box-shadow:
      -14px 10px 0 #d89425,
      -28px 20px 0 #bf7f1d;
  }

  .notice-box {
    grid-template-columns: 42px minmax(0, 1fr);
    min-height: 52px;
    margin: 10px auto 12px;
    padding: 8px 16px;
    font-size: 16px;
  }

  .notice-box strong {
    width: 34px;
    height: 34px;
    font-size: 24px;
  }

  .benefit-grid {
    gap: 8px 12px;
    padding: 10px;
  }

  .benefit-button {
    grid-template-columns: 68px minmax(0, 1fr);
    gap: 10px;
    min-height: 88px;
    padding: 10px;
  }

  .benefit-icon {
    width: 58px;
    height: 58px;
    font-size: 28px;
  }

  .benefit-copy strong {
    font-size: clamp(21px, 2.1vw, 24px);
  }

  .benefit-copy small {
    font-size: 14px;
    line-height: 1.24;
  }

  .benefit-detail {
    margin-top: 12px;
  }

  .highlight-strip {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }

  .highlight-strip article {
    padding: 14px;
  }

  .highlight-strip strong {
    font-size: 30px;
  }

  .info-row {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }

  .installment-content {
    grid-template-columns: 1fr;
  }

  .interest-content {
    grid-template-columns: 1fr;
  }

  .waiver-content {
    grid-template-columns: 1fr;
  }

  .installment-side {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .interest-side {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }

  .annuity-side {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }

  .simple-feature-grid,
  .currency-summary-grid {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }

  .waiver-side {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .installment-feature-card {
    min-height: 0;
  }

  .waiver-feature-card {
    min-height: 0;
  }

  .cover {
    grid-template-columns: minmax(0, 1fr) minmax(300px, 0.66fr);
    gap: 24px;
  }

  .checklist {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }

}

@media (max-width: 860px) {
  .site-header {
    align-items: flex-start;
    flex-direction: column;
    border-radius: 8px;
  }

  .cover {
    grid-template-columns: 1fr;
    min-height: auto;
    padding-top: 32px;
  }

  .title-banner {
    grid-template-columns: 1fr;
  }

  .shield-mark,
  .growth-mark {
    display: none;
  }

  .notice-box {
    grid-template-columns: 44px minmax(0, 1fr);
    font-size: 17px;
    text-align: left;
  }

  .benefit-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .exchange-rate-panel {
    grid-template-columns: 1fr;
    gap: 6px;
  }

  .exchange-rate-link {
    text-align: left;
  }

  .exchange-rate-form {
    grid-template-columns: 1fr;
    gap: 8px;
  }

  .highlight-strip {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .info-row {
    grid-template-columns: 1fr;
  }

  .installment-setting-grid,
  .installment-rate-band,
  .installment-side,
  .interest-rate-band,
  .interest-side,
  .annuity-rate-band,
  .annuity-side,
  .simple-feature-grid,
  .currency-summary-grid,
  .waiver-condition-grid,
  .waiver-rate-band,
  .growth-rate-band,
  .waiver-side {
    grid-template-columns: 1fr;
  }

  .installment-setting-grid article {
    grid-template-columns: 1fr;
    border-right: 0;
    border-bottom: 1px solid #bcd9e8;
  }

  .installment-setting-grid article:last-child {
    border-bottom: 0;
  }

  .installment-rate-band strong,
  .installment-rate-band small,
  .interest-rate-band strong,
  .interest-rate-band small,
  .annuity-rate-band strong,
  .annuity-rate-band small,
  .waiver-rate-band strong,
  .waiver-rate-band small,
  .growth-rate-band strong,
  .growth-rate-band small {
    text-align: left;
  }

  .growth-summary-strip {
    grid-template-columns: 1fr;
  }

  .currency-chart-heading {
    align-items: start;
    flex-direction: column;
  }

  .growth-summary-strip article {
    min-height: 0;
    border-right: 0;
    border-bottom: 1px solid #cbd8e6;
  }

  .growth-summary-strip article:last-child {
    border-bottom: 0;
  }

  .brief-board {
    min-height: auto;
  }

}

@media (max-width: 620px) {
  .site-header,
  .home-board,
  .cover,
  .check-band,
  .section-panel,
  .legal-note,
  .site-footer {
    width: min(100% - 24px, 1160px);
  }

  .nav-links {
    justify-content: flex-start;
  }

  .cover h1 {
    font-size: 40px;
  }

  .title-copy {
    text-align: left;
  }

  .title-copy h1 {
    font-size: 34px;
  }

  .cover-text,
  .section-heading p:not(.section-kicker) {
    font-size: 16px;
  }

  .check-band,
  .section-panel,
  .legal-note {
    padding: 22px;
  }

  .home-board {
    padding: 18px 14px 24px;
  }

  .checklist,
  .benefit-grid {
    grid-template-columns: 1fr;
  }

  .benefit-grid {
    padding: 10px;
  }

  .benefit-button {
    grid-template-columns: 72px minmax(0, 1fr);
    min-height: 104px;
    gap: 10px;
  }

  .benefit-icon {
    width: 64px;
    height: 64px;
    font-size: 29px;
  }

  .benefit-copy strong {
    font-size: 24px;
  }

  .benefit-copy small {
    font-size: 16px;
  }

  .exchange-rate-panel strong {
    font-size: 23px;
  }

  .highlight-strip {
    grid-template-columns: 1fr;
  }

  .info-card dl div {
    grid-template-columns: 1fr;
    gap: 2px;
  }

  .product-table {
    min-width: 0;
  }

  .installment-hero h3 {
    font-size: 18px;
    text-align: left;
  }

  .installment-table {
    min-width: 0;
  }

  .interest-table {
    min-width: 0;
  }

  .waiver-table {
    min-width: 0;
  }

  .growth-table {
    min-width: 0;
  }

  .annuity-table,
  .late-five-product-table,
  .late-five-table {
    min-width: 0;
  }

  .installment-feature-card h3 {
    font-size: 22px;
  }

  .waiver-feature-card span {
    font-size: 22px;
  }

  .interest-feature-card span {
    font-size: 20px;
  }

  .annuity-feature-card span {
    font-size: 20px;
  }

  .simple-feature-grid span,
  .currency-chart-heading h3 {
    font-size: 20px;
  }

  .currency-chart-heading strong,
  .currency-summary-grid strong {
    font-size: 21px;
  }

  .benefit-detail .waiver-feature-card p {
    font-size: 18px;
  }

  .growth-summary-strip strong {
    font-size: 34px;
  }

  .detail-next-row {
    justify-content: stretch;
  }

  .next-benefit-button {
    width: 100%;
  }

  .accent-card p {
    font-size: 16px;
  }

  .legal-note {
    grid-template-columns: 1fr;
  }
}